Loan Administrative Officer

岗位描述

Verify, follow up and prepare all legal documents submitted by lending team and District Operations Officers for further approval both from the branch and/or Head Office personnel in-charge to make sure that those documents are valid and completed in accordance with loan policy. Ensure all loan documents are completed and compliant to checklist on a timely manner. Ensure all loan documents both hard and soft copies are well organized and secured. Identify clearly on the final approval of each loan application whether only at the branch level or resolution from Credit Committee as part of compliance to the Bank’s loan policy. Check CBC to review individual customer personal credit report in order to identify whether their loan request is applicable for further approval or not. Process loan disbursement in accordance with loan disbursement time frame to keep customers satisfied with such fast and convenient customer service provided. Secure all customers’ loan request required and related documents in the vault (i.e. loan application, collateral, etc.) to keep customer credit related information confidential and serve as references for further disputes. Follow up with Monitoring team regarding to any client’s expiration date of insurance to maintain the secured loan. Prepare any duties related reports needed by line manager.